What We Do
Employment Practices Liability (EPL)
Defense and damages for the most common employee-driven claims.
Talk to an expert
Tell us about your situation. An expert will respond within one business day with next steps.
About employment practices liability
EPL responds to wrongful-termination, discrimination, harassment, and retaliation claims, including the legal defense bill, which often outweighs the underlying settlement.
What this policy responds to
The core exposures this coverage line responds to.
Wrongful termination and constructive discharge
Discrimination and harassment claims
Retaliation and whistleblower claims
Wage-and-hour defense (sublimit, on most carriers)
FAQ
Frequently Asked Questions
Ready to Apply?
Start your Employment Practices Liability (EPL) application now. Save and resume from any step.
Insurance regulations by state
Insurance regulations by state
We are still publishing state summaries for insurance. Reach out and a specialist will walk you through any state.
What We Do
Why Covered by Cornerstone for employment practices liability (epl)
- States covered
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All 50
States covered
Filings, agents, and renewals everywhere you do business.
- Specialist assigned
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1:1
Specialist assigned
A real person who knows your filing inside out, start to finish.
- Surprise fees
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0
Surprise fees
Transparent scope and quote up front. No add-ons mid-stream.
What We Do
Defense and damages for the most common employee-driven claims.
Covered by Cornerstone
How we use AI
AI helps our team work faster. Our specialists still own every call.
For Employment Practices Liability (EPL) filings, AI helps our team find the right starting point quickly and reuse data you have already given us, so the work moves without extra effort from you. A licensed Cornerstone specialist reviews everything before it leaves our hands. Your information stays on our infrastructure, not in a public LLM.
On Our Infrastructure
Our models run on Cornerstone servers, not public chatbots. Your business information is not sent to a third-party LLM or used to train anyone else's product.
An Assistant, Not an Operator
AI helps our licensing team start their research in the right place and surface the resources to look at. Specialists vet what comes back and make the call.
Less Duplicate Work for You
Atlas figures out what data each form needs, then reuses what you have already given us so the same question does not come around twice. That is how approvals come faster.
Explore More From Our Team
Tools and references our customers use most.
What We Do
Ready to price employment practices liability (epl)?
Share a few details and an agent will respond within one business day with the lines that fit and the carrier panel we plan to market to.